Changing banking for good

At act. we believe banking should do good things. Great things in fact. Like funding amazing social projects.

Strong products, rates you'll love and a big dose of doing good - yes you can have it all.


All the banking products you expect, with home loans, personal loans, credit cards and savings accounts. And with support you'll love via our phone-based service team and online services.

Join your fellow changemakers by choosing an ethical banking option.


Each month, you'll earn impact dollars from your banking products. These are a portion of profits generated from your banking business. No, they don't cost you anything and yes, we really are sharing profit back with our customers.

The calculators will show just how much you'll earn each month.


Give your support and impact dollars! There are some incredible projects vying for your stash. You can give impact dollars to any live project at any time, or save them up to make an even bigger difference

Finally, an ethical banking alternative.

act. operates under a profit-for-purpose business model and invests our profits back into the community. act. is a division of Community Sector Banking – Australia’s leading banking specialist for not-for-profit organisations. They’re also half owned by 38 leading community organisations.

We do not invest in fossil fuels and we make conscious decisions to reduce and offset our carbon footprint.

Backed by Bendigo Bank – we get the financial power of Australia’s fifth largest bank plus leading online and mobile options With more than 150 years of proof, they share our belief that financial capital can, and should, be used for good. Strengthening communities is their game.

act. with its parent company Community Sector Banking are proud to be Australia’s first B Corp certified banking service! B-Corp status is a globally recognised standard for sustainable business. B-Corps are committed to using the power of business to solve social and environmental problems – which is kind of obvious in the world of act.!

Hours after celebrating our first birthday, act. collected Money Magazine’s 2016 Best of the Best award for Most Innovative Banking Product! This was super exciting with much bigger colleagues jostling for this category. We knew how clever we were, but it’s nice when others notice…

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act. is a division of Community Sector Banking Pty Ltd ABN 88 098 858 765 (Australian Financial Services authorised representative No. 265317 and Australian Credit authorised representative No. 379667). Community Sector Banking is a franchisee of Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence No. 237879 and is a wholly owned subsidiary of Community Sector Enterprises Pty Ltd ABN 95 098 858 354. Community Sector Enterprises is a 50/50 joint venture between Bendigo and Adelaide Bank and Community 21 Limited ABN 79 097 612 416.

Banking products are products of Bendigo and Adelaide Bank.

Any information provided is of a general nature only and does not take into account your objectives, financial situation or needs. Before acting on this information, you should consider its appropriateness to your personal circumstances. You should read the applicable Disclosure Documents available online at before making any decision.

Terms, conditions, fees and charges apply. All loans subject to normal lending criteria.